Public Liability Insurance Covering you for damage to someone else’s property, and in some cases injury.	Errors & Omissions Indemnity Paying your bills if you get taken to court.	Sub-Contractors Payment Guarantee Making sure you get paid if your main contractor goes bust.

Today, you’re more at risk than ever of being sued if something goes wrong on the job.  And with the increase in the number of “no win no fee” lawyers looking for business, homeowners have nothing to lose by coming after you.  It means you could end up spending thousands of dollars defending yourself for something that was not even your fault.

Did you know that many “off the shelf” public liability policies from general insurance companies specifically exclude some of the most likely events for builders and subbies?  This includes faulty workmanship and cover for the building you’re working on.

Because we work only in the building and construction sector our policies are designed for you.

In particular, our policy covers liability for faulty workmanship, which is an exclusion under policies offered by other insurers, andcover for the building you're working on.

To find out more about our specialist insurance products click on one of the links below:

Public Liability Insurance – covering you for damage to someone else’s property

Errors & Omissions Indemnity (builders & project managers only) – paying your bills if you get sued

Sub-Contractors Payment Guarantee – paying 75% of what you’re owed if your main contractor goes bust